The Elite Business Toolkit
Professional-grade calculators designed for UK entrepreneurs. Plan your launch, optimize your taxes, and maximize your take-home pay—completely free.
Sole Trader Tax Calculator
Instantly calculate your exact take-home pay, income tax, and Class 4 National Insurance contributions under the latest HMRC 2025/26 rates.
Calculate My Tax
Salary vs Dividends Calculator
Compare scenarios to find the ultimate tax-efficient split between your Director’s salary and company dividends. Maximize your personal wealth.
Optimize My Income
UK Start-Up Cost Estimator
Plan your launch with precision. Select the essentials your business needs and get a real-time, accurate estimate of your first-year setup costs.
Estimate My Costs
Buy to Let Mortgage Calculator
Calculate monthly repayments, test PRA lender ICR stress coverage (125% vs 145%), and compare personal vs. Limited Company (SPV) tax outcomes.
Calculate Mortgage & ICR